Payments

1. Minimum Bill Value for Walk In Members to INR 499 and INR 999. The store wise bifurcation of the same is mentioned below

      2. Best Price Flipkart Wholesale Support Center @ 0120-487-8888 / 1800-103- 1003.

      3. Bank account transfer process step are shared below

• VAN (Virtual account number) account starting with W can be used for instant transfer of amount to ledger account.
• Go to the RTGS payment options & copy your VAN account number.
• IFSC code will be the same as HDFC0000572.
• Transfer fund to VAN account & it will be auto posted to ledger.

       4. Online Payments options

• Online payment can be made through Debit Cards, Credit Cards or Net banking, UPI ,Wallet, Phonepe UPI & BNPL.
• It is the responsibility of the member to ensure that he/she uses only their own card/bank account for online purchases.
• We accept only Master/Visa/Maestro cards.
• All online transactions are carried out through a secure encrypted connection.
• All online payments are free and carry no charges for the user.
• In case of a payment failure, please try again after ensuring Your card number, password, etc. are correct
• In case Your account has been debited after a payment failure, debited amount will roll back to Your respective account within 7 working days.
• Orders will be serviced only after receipt of confirmation of payment from the payment gateway.
• If you wish to remove a saved card from our platform, please send an email to FKW-Credit@flipkart.com including your membership ID. We will respond with a resolution within 10 working days.

      NOTE: Please ensure that you use your own card / Bank Account for online purchases.

5.  Buy Now Pay Later Credit Options

• The request for the Facility by the Applicant(s) and disbursement of the same by the financial institution partner of the Lender shall be subject to and governed by the terms and conditions herein and the documents "Facility Documents" to be executed by the Applicant(s).
• The Applicant(s) hereby affirm that all the information and details given and filled in Onboarding Application Form are true, correct, valid and up-to-date.
• Customers hereby give consent to the Lender and authorize Lender and the FIs to conduct credit checks, from a Credit Information Company. The FI shall have the absolute discretion to reject this Application.
• In such an event, the FI shall not be responsible / liable in any manner whatsoever to the Applicant(s) for any costs, losses, damages or expenses, or other consequences, caused by reason of such rejection, or any delay in notifying the Applicant(s) of such rejection of this application.
• The rate of interest and duration need not be standardized. It could vary for different customers depending on any one or a combination of the above factors.
• The rate of interest also varies depending upon relative credit strengths of the borrowers. Final applicable interest rate is based on various other parameters and communicated in the sanction letter / loan agreement.
• The Applicant(s) have perused, understood and agreed to the approach of determining rates, processing and other charges for the Facility, which have been made available to the Applicant.
• The Applicant has to agree and acknowledge that, Flipkart India Private Limited (“Flipkart”) does not review, monitor, approve, endorse or interfere with respect to processing and usage of the information provided by Applicant to the Lender and Flipkart shall not be held liable for any breach in this regard. The processing and usage of such information shall be under the control of the Lender. By submitting its information, the Applicant agrees to send it to the Lender who will process it and use it according to their privacy policy. We encourage the Applicant to visit the Lender’s and/or its agents’ website and review their Privacy Policy.
• This Application Form has been duly and validly executed by the Applicant(s). The Applicant hereby grants the FI the right to disclose and share any information pertaining to the Applicant including, but not limited to, credit facility/ies, constitution of the Applicant, KYC etc. with:

        (i) any other bank(s)/ financial institution(s) in the form and manner prescribed by RBI;

       (ii) any agent, contractor, third party service provider of FI;

       (iii) any person to (or through) whom the Lenders assigns or transfers or  novates (or may potentially assign or transfer or novate) all or any of its rights or obligations under the Facility Documents.

• The FI shall use, process, store the information and data disclosed for granting the current loan or any other loan in the future and/ or such other manner as may be permissible.   
• Applicant to authorize and provide express consent to Flipkart India Private Limited (“Company”) and the Lender to collect, process and/or use my/our personal information and historical purchase data, as available with the Company and/or as specifically shared by me/us, for the purposes of reviewing the eligibility for the grant of credit facilities and/or in relation to provision of any other ancillary services. 
• Applicant hereby authorize the Lender and/or its agents to contact customers, for providing information about the Facility, products, offers, etc. by way of email, messages, phone calls or by any other means of communication. 
• Buy Now Pay Later works via whitelisting of customers on the platform; Eligible customers will see the BNPL banners for Onboarding and Onboarded customers can pay at the time of checkout using limit provided by the lender.

        Rupifi:

• Onboarding Journey - Whitelisted customers can see the banner on app, click on the banner and complete KYC to get onboarded on the platform.
• Payment - Customers can pay using Buy Now Pay Later at the time of checkout using the lender as payment mode.
• RePayment - Customers can repay the credit before the due date on the repayment cockpit.

       ePayLater:

• Onboarding Journey - Whitelisted customers can see the banner on app, click on the banner and complete KYC to get onboarded on the platform.
• Payment - Customers can pay using Buy Now Pay Later at the time of checkout using the lender as payment mode.
• RePayment - Customers can repay the credit before the due date on the repayment cockpit.

       Davinta:

• Onboarding Journey - Whitelisted customers can see the banner on app, click on the banner and complete KYC to get onboarded on the platform.
• Payment - Customer can pay using Buy Now Pay Later at the time of checkout using the lender as payment mode.
• RePayment - Customers can repay the credit before the due date on the repayment cockpit.

      Mintifi:

• Onboarding Journey - Whitelisted customer can be onboarded on the Mintifi platform clicking - Here by completing the KYC.
• Payment - Customer raise disbursal request by going on the link Here Post that amount will be transferred into the ledger of the customer, which Customer can use to do the payment.
• RePayment - Customer can repay the credit before due date on the link - Here